Equities First Holdings is currently dictating the pace when it comes to providing individuals and business organizations with much needed alternative financing solutions. EFH is now a leading provider of stock-based loans with over a decade in operation. Many people are beginning to understand the benefits of taking a stock-based loan. The awareness is spreading rapidly and so is EFH, which has spread from its headquarters in Indianapolis to major cities, the likes of London, New York, Bangkok, Sydney and Hong Kong to mention but a few.
It is a known fact that most lending institutions in the world are placing insurmountable hurdles before borrowers. They demand collateral of all sorts which many business persons cannot afford. This is why a loan with stocks as collateral will, to a large extent, alleviate the horrible challenges borrowers are made to face. Stock-based loans such as the ones provided by Equities First Holdings come with fixed and negligible interest rate, something in the region of 3 to 4 percent. The fixed nature of the interest rate makes for proper planning and certainty on the part of the borrower.
Stock-based loans from Equities First Holdings possess an appreciable high loan-to –value ratio, something within the range of 50 to 75 percent. This simply means you get loans closed to the value of whatever you want to use it for. Also, you are free to choose what you want to expend the loan upon. Not all types of loans have such flexibility and contact this company.
Another good thing about stock-based loan is that they are non-recourse in nature giving the borrowers the privilege of walking away with no extra obligation if he or she could not pay back. The borrower only stands to lose the stock use as collateral and nothing more. It is important to point out that stock fluctuates in value, and the borrower may choose to walk away when the value of stocks falls leaving the lender to shoulder the consequences.
Equities First Holdings understands all the risks involved but chooses to be a helping hand to people in dire need of funds with stocks collateral.